To use FreeCharge EMI, you must:

1) Be 18 years of age or older.

2) Have a valid PAN No. and an Aadhaar No. (Your mobile no. or email ID, updated in Aadhaar, should be active to receive the OTP)

3) Be salaried or self employed4) Have an active ICICI, HDFC or Axis Bank account(with Netbanking or Debit Card)