FreeCharge EMI facility is available for select users of FreeCharge on Android only. Kindly update your app to the latest version and click on the banner "Introducing FreeCharge EMI". In case you are not able to view the banner "Introducing FreeCharge EMI", this means you are currently not eligible for this feature. We will notify you once you are eligible for it. In the mean time you can keep using other FreeCharge services.