FreeCharge EMI is a great option if you need money urgently for shopping, bill payment, ticket booking, medical needs or any other payment but running low on cash and not holding a credit card either. You just need to activate the FreeCharge EMI A/c only once, without paying any fees, charges or interest. The best part is that you pay interest only when you use money from your FreeCharge EMI A/c for the tenure you choose at the time of usage.