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Axis Bank Gold Loan
Axis Bank Gold Loan
Is the Gold Loan provided by Freecharge?
Gold Loan is provided by Axis Bank. Freecharge is the lead generation partner for Axis Bank.
What is the tenure for which I can avail a Gold Loan?
The tenure is flexible ranging from 3 to 36 months.
Can I get a Gold Loan by pledging gold coins?
Yes, you can avail a gold loan against gold coins. Maximum limit of 50 gm per customer will be applicable.
What is the minimum and maximum Gold Loan amount that I can get?
You can get a Loan Against Gold from Rs.25,001 to Rs. 25 lakhs. Some of the factors which are considered when deciding a loan amount are:- Your requirement and valuation of Gold- Your repayment capacity.
Who can apply for an Axis Bank Loan Against Gold?
Anyone between the ages of 18 and 75 years is eligible to apply for an Axis Bank Loan Against Gold.
Do I need to pay a fee to apply for an Axis Bank Loan Against Gold?
Yes, Axis Bank charge a non-refundable processing fee, Valuation fee, stamp duty for every Loan Against Gold application.PF : 0.25 % onwards, Valuation Fee : Rs.500/-, Stamp Duty : Statewise applicable
What documents do I need to apply for an Axis Bank Loan Against Gold?
Your application for a Gold Loan needs to be supported by the following documents:- 2 Passport sized photographs- Photo identity, address and signature proof- Pan card / Form 60- Age proof
Is it mandatory to have a co-applicant when applying for an Axis Bank Loan Against Gold?
No, it is not mandatory for you to have a co-applicant when applying for Gold Loan.
How fast will my Loan Against Gold application be processed?
The same day! Loans get disbursed the same day when your application along with all the necessary supporting documents and Gold jewellery as security is received.
