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What is a CIBIL Score?

CIBIL Score is a 3 digit numeric summary of your credit history, derived by using details found in the 'Accounts' and 'Enquiries' sections on your CIBIL Report and ranges from 300 to 900. It is one of the major factors that is taken into account by the commercial banks and lenders before offering loans and credit cards. A CIBIL score within the range of 700-900 is considered a good CIBIL score. The closer your score is to 900, the higher are the chances of your loan application getting approved.

Last Updated: Dec 4, 2022

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