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Credit Line on Fixed Deposit
Credit Line on Fixed Deposit
Why am I not eligible for the Credit Line?
Eligibility for the Credit Line is determined by Axis Bank. For further details, please contact Axis Bank customer service through this link.
How should I close the Credit line account?
You can close your credit line account by clearing all outstanding dues and submitting a request at any Axis Bank branch.
How do I make repayments towards my OD account?
To make repayments towards your OD accounts you could use any of the following methods: a. Mobile Banking: The amount will get credited within 2 working days. b. Through any other bank account: Raise an NEFT with below mentioned details: c. By Cheque: Drop boxes are available at...
How do I link my availed credit line to UPI?
To link your availed credit line to UPI, please follow the simple steps below - 1. Open any UPI app 2. Click on "Payment Methods" > "Add Credit Line" 3. Select "Axis Bank" 4. Enter the 6 digit Pin and the expiry date (received at the time of disbursement) 5. Set this account as...
Can I foreclose or repay my overdraftamount in Secured Creditline on UPI?
Yes, by clearing all outstanding dues and submitting a request at any Axis Bank branch.
Are P2P (Person to Person) transactions allowed via Credit Line?
Only P2M (Person to Merchants) transactions are allowed. Transactions with high-risk vendors (like gambling / gold purchase / bitcoin / trading apps) through UPI is restricted.
Can the repayment to the Credit Line UPI ID be done via any other UPI ID?
Yes, the repayment to the Credit Line UPI ID be done via any other UPI ID. Other modes of transfer includes NEFT, RTGS, IMPS etc.
Are there any charges for Credit Line on UPI?
For credit disbursement and charges, refer Key Fact Statement (KFS) issued at the time of credit onboarding.
