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Freecharge EMI
Freecharge EMI
What happens if I miss my EMI payment?
You can only miss your EMI if you have insufficient funds in your bank account. Few days grace period will be given to you to pay your EMIs. Further delay in payments will be reported to CIBIL and will have financial charges. These charges are clearly indicated as part of the loa...
I am not able to see the option to apply for FreeCharge EMI. How do I access this facility?
FreeCharge EMI facility is available for select users of FreeCharge on Android only. Kindly update your app to the latest version and click on the banner "Introducing FreeCharge EMI". In case you are not able to view the banner "Introducing FreeCharge EMI", this means you are cur...
My application has been rejected. What should I do now?
You can apply again after the date communicated in the SMS received by you.
What happens to my loan if I cancel my purchase?
1. All refunds will be processed only in accordance with the Merchant's refund/cancellation policy from the date of transaction2. Any refund initiated before 15 days from the date of transaction will be interest-free. For refunds initiated after 15 days, the interest amount accru...
How do I pay the EMIs
Your EMIs will be debited automatically from your bank account by the lender. This will be on the basis of the Auto Repayment that you setup while activating the FreeCharge EMI A/c.In case auto-repayments have not been scheduled, then you can pay through the link "Pay EMI" given...
How can I check my EMI details and repayment schedule
Please visit lender's site to view your repayment schedule. We will also be sending timely reminders so that you can ensure your account is well funded before the payment date.
How can I reach CashCare in case of any query?
You can reach out to CashCare on contact@cashcare.in. Kindly mention the mobile number registered with FreeCharge while raising any concerns to cashcare.
Do I need to pay EMIs for the amount I take in wallet even if I do not use it
Yes. Any amount you take in wallet is to be paid back through EMIs, irrespective of whether you use this amount or not.
What is the validity of the amount I take in FreeCharge wallet?
The amount taken in wallet from your FreeCharge EMI A/c has a validity of 2 years.
How do I prepay my loan?
Kindly contact CashCare on contact@cashcare.in. You will receive the payment details and payment link for prepayment.
