Freecharge Pay Later can not be used to purchase Gold, Deals, Gift Cards, Mutual Funds. Freecharge Pay Later balance is non- transferable and can not be withdrawn in bank account. Freecharge Pay Later balance can not be used to add money in your Freecharge wallet. Also, the transaction amount cannot exceed Rs. 2000 if full or partial payment is being made using Freecharge Pay Later. Also there are thresholds on the number of transactions that can be done via Pay Later. We have Daily, weekly and Monthly limits on Number of transactions. These Limits vary for on-deck (transactions done on the FC App) and for Off-deck (transactions done on merchants). These transactions limits keep on changing and are in place from a fraud risk prespective.