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Freecharge Pay Later
Freecharge Pay Later
I am an existing customer of Axis Bank but I am not able to apply for Freecharge Pay Later.
Currently, we are offering this product only to a select few Axis Bank customers. Please keep watching this space as we are constantly increasing our eligible base of Axis Bank customers
How will refunds be processed for Freecharge Pay Later?
Refunds from merchants for payments made using Freecharge Pay Later, which are received during a billing cycle shall be adjusted in the due amount. However, if the refund is received after the end of the billing cycle, the amount will be credited to the customer’s Freecharge wal...
Will the late fee be charged for delayed payments?
Yes. A late fee of Rs. 10 per day will be charged if repayment of Freecharge Pay Later dues is not done on the Due Date i.e. on 5th of the month. Please refer to the schedule of charges for further details. Schedule of Charges Schedule of Charges
How can I repay the Freecharge Pay Later dues?
The total amount due can be repayed using Freecharge UPI ID or Debit Card. The option to setup eNACH mandate will be offered soon
Why was my Freecharge Pay Later account auto-closed?
Your Pay Later will be Auto Closed at the end of Tenure of the Loan. Once this Lona Tenure is over the limit will be auto closed.
What is the maximum amount which can be provided as Freecharge Pay Later balance?
The maximum amount which can be provided as Freecharge Pay Later balance is Rs. 10,000 for a monthly billing cycle. The amount will vary from person to person.
What different payment methods can be combined with Freecharge Pay Later?
You can make a transaction by either using Pay Later alone or combining Freecharge Wallet with Freecharge Pay Later. Option to combine other payment methods with Freecharge Pay Later is currently unavailable.
What is the break up of my Freecharge Pay Later due amount?
Your due amount consists of the following : 1.Utilized amount 2.Interest applicable However, on successful repayment of Freecharge Pay Later dues, the equivalent interest amount will be credited as cashback by Freecharge in your Freecharge Wallet. Please note: Amount added as cas...
What will happen if I do not repay on time?
Please repay your Freecharge Pay Later dues on Due Date in order to get the Pay Later balance for the next billing cycle and to continue using Freecharge Pay Later. Delayed repayment will attract Late Fee and will impact your CIBIL score.
Will I be charged Interest?
Yes, interest will be charged by Axis Bank on only the amount used from the Freecharge Pay Later balance and the applicable interest amount will be included in the total due amount. However, on successful repayment of Freecharge Pay Later dues, the equivalent interest amount will...
