Freecharge Personal Loan
Mandate to debit the account is taken for slightly higher amount that the EMI to accomodate the missed EMI amount, bounce charges, penal fee & any other charges if applicable.
It takes around 24 to 30 hours for the auto-debited EMI to reflect on the dashboard. We advise you to clear the device cache and refresh the dashboard. Still in case, paid EMI details doesn't reflect on the dashboard, then feel free to reach out to Freecharge customer support tea...
Atleast 5 months statement is required to verify income.
NACH/ Auto- debit functionality is a process of collecting recurring payments like EMIs, bills, etc. from customer's account post taking customers consent. It helps automatically deduct funds from a large pool of customers a single settlement
No, customer is not allowed to modify the EMI debit date.
You can apply for a personal loan through Freecharge mobile application or mobile website. Click on 'Loans & Invest' tab and then 'Personal Loan' tile to start the on-boarding process 1. Complete and submit your loan application on the app/on our website by updating your persona...
We strongly advise you to pay on time to avoid late fee charges. You will have to pay penal charges which is levied on daily basis in case you miss paying the EMI on time.This fee will add up until you make the payment for that month.
Last EMI value may slightly vary depending on the loan disbursement date. In case you need further clarification, reach out to Freecharge customer support team at care@freecharge.com
Uh Oh! It's quite unfortunate. Usually failure happens when there is a mis-match in the name of applicant updated in Aadhaar & Bank account, or when Bank account status is inactive, or the most common one is when servers are down. In case of weak servers, you can retry after some...
Oh yes! Customers need not to worry about confidential information shared with Freecharge lending partner. Lenders require KYC details to complete their checks before disburing the loan.