Hi, how can we help?
We've got your back. If your questions aren't addressed, contact us here and we will be happy to help
Freecharge Personal Loan Plus powered by Axis Bank
Freecharge Personal Loan Plus powered by Axis Bank
I have been assigned a limit of Rs. 40,000 but I need only Rs. 20,000 currently. Can I still avail only the required amount?
Freecharge Personal Loan Plus powered by Axis Bank provides a facility to the customers where they can avail the required amount from the sanctioned amount.
What is a Freecharge Personal Loan Plus powered by Axis Bank?
Freecharge Personal Loan Plus powered by Axis Bank is a loan where you will get the funds credited into your account instantly. There is no paper application form or documents that are required for availing this loan. The entire loan booking and disbursal process happens online t...
Do I need to pay a processing fee for an Freecharge Personal Loan Plus powered by Axis Bank?
Yes, banks charge a non-refundable processing fee for every Freecharge Personal Loan Plus powered by Axis Bank disbursal. The processing fee to avail the Loan ranges between 1% to 2% of the loan amount plus GST as applicable.
What communication I will receive from bank’s end?
Axis bank will send the following details in the Email communications - - Sanction Information - Welcome Kit - Stamped Agreement
Are there any charges after I get Freecharge Personal Loan Plus powered by Axis Bank?
There may be certain charges after you get your personal loan. The Schedule of charges associated with transactions is as follows: 1. Repayment instruction / instrument return charges - Rs.499/- + GST, per instance of dishonor of cheque /SI/ECS/NACH debit instruction. 2. Default...
What are my different options for making my EMI payments? Is there a preferred one?
You may repay your Freecharge Personal Loan Plus powered by Axis Bank only using Standing Instruction (SI), where your EMI amount will be debited automatically at the end of the monthly cycle from the account you specify during the onboarding.
Can I repay my EMI before the due date?
Currently, Freecharge Personal Loan Plus powered by Axis Bank EMI will be automatically debited on the due date from the account you specify during the onboarding.
What is the minimum and maximum amount of Freecharge Personal Loan Plus powered by Axis Bank that I can get?
You can get a Freecharge Personal Loan Plus powered by Axis Bank from Rs 5,000 to Rs 60,000. Some of the factors we consider when deciding on a loan amount are: • Your eligibility • Your income • Your repayment capacity
What will happen in case I default my repayment?
We will intimate you before your due date so you can fund your account for the EMI deduction. Unfortunately, if the EMI deduction fails due to lack of funds, the manual repayment button will be activated on the dashboard, you can click and pay the EMI and charges applied. In case...
What is the tenure for which I can avail a Freecharge Personal Loan Plus powered by Axis Bank?
We offer you a flexible tenure up to 12 months.
