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Freecharge Personal Loan Plus powered by Axis Bank
Freecharge Personal Loan Plus powered by Axis Bank
What is the minimum and maximum amount of Freecharge Personal Loan Plus powered by Axis Bank that I can get?
You can get a Freecharge Personal Loan Plus powered by Axis Bank from Rs 5,000 to Rs 60,000. Some of the factors we consider when deciding on a loan amount are: • Your eligibility • Your income • Your repayment capacity
What is the tenure for which I can avail a Freecharge Personal Loan Plus powered by Axis Bank?
We offer you a flexible tenure up to 12 months.
How do I foreclose my Personal Loan? Will there be any charge for the foreclosure?
Before we process a foreclosure, all outstanding dues must be cleared. So, we request you to first check and clear any remaining amount that may be payable towards your Personal Loan by calling Axis Bank Call Centre and requesting a foreclosure statement. Once all outstanding du...
What communication I will receive from bank’s end?
Axis bank will send the following details in the Email communications - - Sanction Information - Welcome Kit - Stamped Agreement
What are my different options for making my EMI payments? Is there a preferred one?
You may repay your Freecharge Personal Loan Plus powered by Axis Bank only using Standing Instruction (SI), where your EMI amount will be debited automatically at the end of the monthly cycle from the account you specify during the onboarding.
Can I repay my EMI before the due date?
Currently, Freecharge Personal Loan Plus powered by Axis Bank EMI will be automatically debited on the due date from the account you specify during the onboarding.
If I get disconnected or drop off during the on boarding journey, can I resume later?
Yes, you can resume your journey at a later stage. In case your KYC is successful you can avail the loan from the available limit within next 30 days. After that your limit will be auto cancelled and you need to re-start the journey.
I have been assigned a limit of Rs. 40,000 but I need only Rs. 20,000 currently. Can I still avail only the required amount?
Freecharge Personal Loan Plus powered by Axis Bank provides a facility to the customers where they can avail the required amount from the sanctioned amount.
What will happen in case I default my repayment?
We will intimate you before your due date so you can fund your account for the EMI deduction. Unfortunately, if the EMI deduction fails due to lack of funds, the manual repayment button will be activated on the dashboard, you can click and pay the EMI and charges applied. In case...
Are there any charges after I get Freecharge Personal Loan Plus powered by Axis Bank?
There may be certain charges after you get your personal loan. The Schedule of charges associated with transactions is as follows: 1. Repayment instruction / instrument return charges - Rs.499/- + GST, per instance of dishonor of cheque /SI/ECS/NACH debit instruction. 2. Default...
