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Freecharge Personal Loan
Freecharge Personal Loan
Can I make a manual payment of my EMI ?
Yes, customer can click on 'Clear Dues' tab on dashboard to manually pay the EMI incase auto-debit fails
What are the hidden costs that customer has to pay while applying for the loan and at time of closure ?
There are absolutely no hidden cost that we levy! All costs are explicitly stated in the Key Fact Statement & in the welcome kit that you receive on your registered email id.
My Bank is not listed in the dropdown values. Can I still apply for the loan ?
No, customers with salary account in the listed banks can only apply for Freecharge Personal loan powered by Axis Bank.
Will I get a personal loan if I receive my salary in cash ?
No, only salaried individuals receiving their salary in bank account are eligible to apply for Freecharge Personal Loan powered by Axis Bank.
How to apply for a personal loan from Freecharge
You can apply for a personal loan through Freecharge mobile application or mobile website. Click on 'Loans & Invest' tab and then 'Personal Loan' tile to start the on-boarding process 1. Complete and submit your loan application on the app/on our website by updating your persona...
What is the maximum and minimum loan amount that I can apply for ?
Minimum amount is as low as INR 30000 & Maximum loan amount can go up to 5 Lakhs!
What if my Bank account is not linked with NPCI for NACH services ?
It's very unfortunate! Most of the popular banks are already linked with NPCI for NACH services. Still in case your bank is not, then your loan application can't be completed.
I am unable to get through KYC verification. What could be the possible reasons ?
The most common reasons are that customer is entering incorrect OTP or Aadhaar is not linked to mobile number or may be the servers are down. You may try after sometime or for quick resolution, you can mail the error screenshot to our customer care team at care@freecharge.com
Who is eligible to apply for a Personal Loan from Freecharge ?
Resident Indians who are Salaried within age group of 21 and 55 are eligible to apply for a loan.
Why is my last EMI value higher or lower than all other EMIs ?
Last EMI value may slightly vary depending on the loan disbursement date. In case you need further clarification, reach out to Freecharge customer support team at care@freecharge.com
