Freecharge Personal Loan
It's very unfortunate! Most of the popular banks are already linked with NPCI for NACH services. Still in case you bank is not, then your loan application can't be completed.
Oh yes! Customers need not to worry about confidential information shared with Freecharge lending partner. Lenders require KYC details to complete their checks before disburing the loan.
Minimum amount is as low as INR 30000 & Maximum loan amount can go up to 5 Lakhs!
Customers can foreclose the loan either within 3 days of loan disbursal or anytime after completing 30 days lock-in period. There is no capping on the count of EMIs that should be paid before foreclosing the loan.
We strongly advise you to maintain requisite balance in your account to avoid failure of the payment. Currently, we charge a flat fee of Rs. 400 + taxes (if applicable).
Income verification is a mandatory step to avail Personal Loan. We do take explicit consent from customers to read their bank statements through Account Aggregator, refer credit bureau data or scan SMS data to verify income.
Uh oh! Try following this path - Go to Loan Details tab on your dasbord >> Foreclosure option. Still if you're unable to locate foreclose tab then feel free to reach out to Customer support team at firstname.lastname@example.org
There are various parameters used to determine the eligibility for Personal Loan! Credit score being one.. Minimum credit score should be 700 to be eligible for loan.
Loan Application can be cancelled before generation of loan agreement.
Customers have an option to come back & re-initiate the journey from the dropped off page.