Goal Management
Suggested amount to invest is calculated basis past returns of the fund & fund category or interest rates in case Fixed & Recurring Deposits. Please note that in case of mutual fund, past performance is not indicative of future performance.
OnTrack or OffTrack status of the goal is calculated basis the current performance of the investments tagged to the goal as well as future payments that are scheduled to be invested such as SIP or RD instalment.
Yes, you can extend your goal end date. You can do so by clicking on "Edit Goal" in Goal Details section.
You can delete your goal only if there are no active or in-progress investments tagged to the goal. To delele your goal, please redeem/ withdraw your investments.
Yes, you can stop, pause or resume your SIPs before the goal is completed. However, we suggest you to continue with the SIP payments to achieve your goal amount.
Yes, you can withdraw/ redeem your investments before the goal is completed.
We suggest you to do timely payemnts for Recurring Deposit to achieve your goal amount. If the payment of any instalment is delayed beyond the calendar month, a late fee of Rs 10 per Rs 1000 per month will be levied for the period of delay. Please note that fraction of the month...
Yes, you can invest a lesser amount than the suggested amount. You can also top-up your savings later to reach your goal faster.
A goal gets automatically deleted after 8 days if there is no investment after the goal was created. You can create a goal again by clicking on "Add new goal" button.
There is no penalty for missed SIP payments. However, we suggest you to do timely SIP payments to achieve your goal amount.