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Goal Management
Goal Management
Can I withdraw my savings before my goal is completed?
Yes, you can withdraw/ redeem your investments before the goal is completed.
How is the suggested amount to invest calculated?
Suggested amount to invest is calculated basis past returns of the fund & fund category or interest rates in case Fixed & Recurring Deposits. Please note that in case of mutual fund, past performance is not indicative of future performance.
Is there any penalty if I miss RD payments towards my goal?
We suggest you to do timely payemnts for Recurring Deposit to achieve your goal amount. If the payment of any instalment is delayed beyond the calendar month, a late fee of Rs 10 per Rs 1000 per month will be levied for the period of delay. Please note that fraction of the month...
Can I extend my goal end date?
Yes, you can extend your goal end date. You can do so by clicking on "Edit Goal" in Goal Details section.
Can I do mutliple investments against one goal?
Yes, you can invest in Fixed Deposits, Recurring Deposits and Mutual Funds against a single goal. You can do multiple investment by clicking on Top-Up in the Goal Details section.
How is OnTrack or OffTrack status decided for my goal?
OnTrack or OffTrack status of the goal is calculated basis the current performance of the investments tagged to the goal as well as future payments that are scheduled to be invested such as SIP or RD instalment.
Can I stop SIPs midway before goal is completed?
Yes, you can stop, pause or resume your SIPs before the goal is completed. However, we suggest you to continue with the SIP payments to achieve your goal amount.
Is there any penalty if I miss SIP payments towards my goal?
There is no penalty for missed SIP payments. However, we suggest you to do timely SIP payments to achieve your goal amount.
Can I invest a lesser amount than the suggested amount?
Yes, you can invest a lesser amount than the suggested amount. You can also top-up your savings later to reach your goal faster.
My goal got deleted automatically
A goal gets automatically deleted after 8 days if there is no investment after the goal was created. You can create a goal again by clicking on "Add new goal" button.
