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Why should I use UPI Lite if I am already using UPI?

The benefits of UPI Lite over UPI are -

  • Superfast Pin-free payments without UPI PIN.
  • You don’t need a UPI PIN when you make a payment for less than ₹500 INR.
  • Safety from revealing Pin in crowded places.
  • Cleaner bank statements.
  • You can find all your UPI Lite transactions on your Freecharge app instead of your bank statements. 
  • Only your Lite top up and unload transactions will be visible in your bank statement.
  • No KYC: You don’t need to have an additional KYC to set up a UPI Lite account.

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