FreeCharge EMI is a credit line using which you can do any payment/purchase today and pay later in 3/6/9 or 12 month equated monthly installments (EMIs). You can also take money in your bank a/c instantly. This is available only for select users of FreeCharge. The approval process is completely online.
 
FreeCharge has tied up with various Banks, NBFCs and Aggregators for this purpose.