Freecharge Personal Loan
There are various parameters used to determine the eligibility for Personal Loan! Credit score being one.. Minimum credit score should be 700 to be eligible for loan.
Uh Oh! It's quite unfortunate. Usually failure happens when there is a mis-match in the name of applicant updated in Aadhaar & Bank account, or when Bank account status is inactive, or the most common one is when servers are down. In case of weak servers, you can retry after some...
The Account Aggregator simplifies financial data sharing by allowing individuals to authorize an Account Aggregator (RBI regulated entity) to collect their information from different banks and institutions. The Account Aggregator then securely transfers this data to the chosen fi...
As per the RBI guidelines, EKYC is valid for 12 months only and loan up to INR 60k can be offered with EKYC. Customer has to go through a full KYC checks to get a higher loan amount & longer tenure loan. Full KYC here refers to Video KYC
Mandate to debit the account is taken for slightly higher amount that the EMI to accomodate the missed EMI amount, bounce charges, penal fee & any other charges if applicable.
The most common reasons are that customer is entering incorrect OTP or Aadhaar is not linked to mobile number or may be the servers are down. You may try after sometime or for quick resolution, you can mail the error screenshot to our customer care team at care@freecharge.com
It takes around 24 to 30 hours for the auto-debited EMI to reflect on the dashboard. We advise you to clear the device cache and refresh the dashboard. Still in case, paid EMI details doesn't reflect on the dashboard, then feel free to reach out to Freecharge customer support tea...
Yes, customer can click on 'Clear Dues' tab on dashboard to manually pay the EMI incase auto-debit fails
Last EMI value may slightly vary depending on the loan disbursement date. In case you need further clarification, reach out to Freecharge customer support team at care@freecharge.com
You can apply for a personal loan through Freecharge mobile application or mobile website. Click on 'Loans & Invest' tab and then 'Personal Loan' tile to start the on-boarding process 1. Complete and submit your loan application on the app/on our website by updating your persona...