Freecharge Personal Loan
No, only salaried individuals receiving their salary in bank account are eligible to apply for Freecharge Personal Loan powered by Axis Bank.
Axis Bank is the lending partner for Freecharge. Please find further details on https://www.axisbank.com/retail/loans/personal-loan/personal-loan-lsp
Atleast 5 months statement is required to verify income.
You can re-initiate the video call in case you get dropped from the call and if you're unable to join because of network constraints then feel free to join when you're in a better network zone.
No, customer is not allowed to modify the EMI debit date.
There are absolutely no hidden cost that we levy! All costs are explicitly stated in the Key Fact Statement & in the welcome kit that you receive on your registered email id.
Oh yes! Customers need not to worry about confidential information shared with Freecharge lending partner. Lenders require KYC details to complete their checks before disburing the loan.
It is an online KYC process through which lenders verify your identity as a customer. Verification happens over a video call on which the agents appointment by lenders will ask customers to display a few documents on screen like PAN, Aadhaar etc. A few questions will also be aske...
It usually takes up to 5 minutes on an average to complete the VKYC process.
Usually the EMI amount gets debited automatically through eNACH/mandate set up. However, if incase it fails, then customer has an option to visit dashboard to manually make the payment.